Updates/changes can take up to 7- 10 days to reflect on your SW.
Reasons why you may not receive a Score Watch alert:
Changes that don’t trigger Score Alerts or Credit Alerts:
A balance decrease won’t trigger a Credit Alert.
The removal of an item from the credit report will not trigger a Credit Alert.
During the 7-10 days between Score Alert checks (when there are no Credit Alerts), the score can change multiple times between these Score Alert checks and the monitoring system won’t be aware of them – resulting in some score changes occurring without Score Alerts being generated.
Changes that that are not specifically listed in the table below will not trigger an alert.
Reasons why your Score Alert or Credit Alert may arrive late or not at all:
There is often a delay of 30-60 days in the reporting of updated trade line, collection, and public record information from the source of the information to Equifax.
Alerts often get caught in spam filters, so check there first if you believe you should have already received an alert.
