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Score Watch alerted me today that CBC Innovis put a hard inquiry on my equifax report yesterday. There is no reason for any hard inquiry. Is this most likely to be an error caused by CBC Innovis, or an error caused by Score Watch?
@axxy wrote:Score Watch alerted me today that CBC Innovis put a hard inquiry on my equifax report yesterday. There is no reason for any hard inquiry. Is this most likely to be an error caused by CBC Innovis, or an error caused by Score Watch?
SW only reports what is reported to them, which is not CBCInnovis but Equifax. So either Equifax made up an inquiry or CBCInnovis thought they have permissible purpose. Are you applying for a mortgage or HELOC, or something along the lines of a home loan-related product?