Credit Watching products - Most popular...

[Anonymous]

Just wondering what most of the users use on this site from myFICO's product list to monitor their credit score/report on a regular basis. Any specials/promotions out there, and how often can I check the score without damaging anything? Thank you for your time. I did spend sometime reading others post on this forum, unfortunately there are so many products to choose from. Thank you all for your input.

[Tuscani]

Welcome.. Please read the Scoring 101 thread:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=2654

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&message.id=5457

[Anonymous]

Thanks for replying to my message, if you don't mind me asking, what do you utilize personally through credit protection/monitoring programs...?  Thanks.

[Tuscani]

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Okibono wrote:

Thanks for replying to my message, if you don't mind me asking, what do you utilize personally through credit protection/monitoring programs...?  Thanks.

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I have Scorewatch (EQ only), TC, and MyFICO ID Theft Deluxe (TU only)

[Anonymous]

Did you pay for the annual fee, or the monthly fee? Looks like some members in this forum have been having issues with TC, have you?

[MidnightVoice]

I have SW for self and DW, and use TC on a "when I want to track something basis", which usually runs at one month out of every three months for me, and about once every 6 months for DW.  I have had zero trouble with the TC web site except that is slow and irritating.

I have seperate ID theft protection

[Anonymous]

Midnightvoice, Who do you use for ID theft?

[MidnightVoice]

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Okibono wrote:
Midnightvoice, Who do you use for ID theft?

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After some thought and consultation I got it through a major CC.  Mainly for the insurance, the fact that in any discussions I can have a bank rep on my side, and it ensures that the CC is used every month!

[smallfry]

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@MidnightVoice wrote:

I have SW for self and DW, and use TC on a "when I want to track something basis", which usually runs at one month out of every three months for me, and about once every 6 months for DW. I have had zero trouble with the TC web site except that is slow and irritating.

I have seperate ID theft protection

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Try ChaseIdentityProtectiondotcom and use 509097 as the code. TC based costs $11.99 monthly for a daily puller. No aggravating ads or load times. Check it out.

[Anonymous]

smallfry, what is the monthly cost for chaseidentityprotection.com? It says that you can pull reports and scores, but does it cost extra to do so? Thanks.