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Does Myfico not specify what account was removed when you get an alert??

Established Member

Does Myfico not specify what account was removed when you get an alert??

Just had an alert on TU that a collections was removed but doesnt give specifics as to who or which one. Is that normal? I am paying for the 3b so maybe I just have to wait for that instead?

Message 1 of 13
12 REPLIES
Established Contributor

Re: Does Myfico not specify what account was removed when you get an alert??

Have you figured out if this was an accurate alert and an account was indeed removed? I have the same type of situation.Thanks!

In the garden as of March 17, 2017.

Amex PRG NPSL | Amex Hilton Surpass $6K l Aviator Red $3.5K | Best Buy $6K | Amazon $6K | Chase $5K | BBVA $6K | UFCU $10K | NFCU $15K
Message 2 of 13
Established Member

Re: Does Myfico not specify what account was removed when you get an alert??

No it never seemed to specify what it was. The only thing I could think of was wait until a new report is generated and compare the 2. 

Message 3 of 13
Established Contributor

Re: Does Myfico not specify what account was removed when you get an alert??

Well i just paid $11 on the TU site just to see and no account was removed.  The alert, dated yesterday, was for my TU report and said "a delinquency/past due ACCOUNT was REMOVED from your credit report".  The TU report I just pulled still has the only 2 accounts I have with negative information.  Don't know if TU is to blame for sending myFICO a false alert or myFICO is to blame for sending me a false alert.  Either way I am paying for false information.

In the garden as of March 17, 2017.

Amex PRG NPSL | Amex Hilton Surpass $6K l Aviator Red $3.5K | Best Buy $6K | Amazon $6K | Chase $5K | BBVA $6K | UFCU $10K | NFCU $15K
Message 4 of 13
Established Member

Re: Does Myfico not specify what account was removed when you get an alert??

Is there a possibility that TU needs time to update the official report? Maybe somebody from Myfico.com will chime in......

Message 5 of 13
Established Contributor

Re: Does Myfico not specify what account was removed when you get an alert??

I called myFICO about this today and was told exactly what you just said.  They told me that maybe TU will not update the report until tomorrow. To me that sounds not right.  How could the alert generate and the report is not updated?  

 

Were you expecting an account to delete?

In the garden as of March 17, 2017.

Amex PRG NPSL | Amex Hilton Surpass $6K l Aviator Red $3.5K | Best Buy $6K | Amazon $6K | Chase $5K | BBVA $6K | UFCU $10K | NFCU $15K
Message 6 of 13
Established Member

Re: Does Myfico not specify what account was removed when you get an alert??

Yeah a really old med collections that was paid but still was hurting my score. I sent out a 609 letter and listed it, Im not 100% its gone on all 3 CRAs until I get a new report in like a week or so.

Message 7 of 13
Established Contributor

Re: Does Myfico not specify what account was removed when you get an alert??

Yea I was expecting one too but not this fast.  Maybe things have changed and go faster.  Nothing would make me more happy than to see this account gone.  So hopefully tomorrow I will be doing a Happy Dance!

In the garden as of March 17, 2017.

Amex PRG NPSL | Amex Hilton Surpass $6K l Aviator Red $3.5K | Best Buy $6K | Amazon $6K | Chase $5K | BBVA $6K | UFCU $10K | NFCU $15K
Message 8 of 13
Established Member

Re: Does Myfico not specify what account was removed when you get an alert??

Fingers crossed for yah!!!

Message 9 of 13
Established Contributor

Re: Does Myfico not specify what account was removed when you get an alert??

Ianbword,

I have not had a change at all today that indicates which if any account was removed. Have you?
In the garden as of March 17, 2017.

Amex PRG NPSL | Amex Hilton Surpass $6K l Aviator Red $3.5K | Best Buy $6K | Amazon $6K | Chase $5K | BBVA $6K | UFCU $10K | NFCU $15K
Message 10 of 13