@datdude101 wrote:
No Fraud alert to my knowledge at least I didn't place one, and haven't disputed anythign with Equifax. So your saying I'm permanetly blocked from myFico?
I'm not trying to figure out why its blocked right now, I'm trying to figure out if its fixable, yes/no? And how to do so since caling equifax they told me I am not blocked from myFico pulling my info.
No, not permanently blocked. You'd want to figure out if that's the issue (vs. something else), and if it is, you would need to remove the FA first. I mentioned FA because someone else posted the same error and the FA topic was thrown out. You can always call myFICO to be sure. Most all services in the realm of credit and credit monitoring, like myFICO's products, will require the FA to be removed if that is the issue. I know myFICO isn't flexible on that, but I think it's EQ that places that restriction and bars myFICO from accessing your file. I'd definitely call EQ back and see what's up. If annualcreditreport is blocking access to EQ, then there's something there stopping the file from being released.
I know it's a hassle. In our early credit days, DW had a FA placed on her EQ report without her knowledge. It was placed following a dispute. We didn't know about it until we tried to order from here and other services. I remember calling on her behalf and got the run around. I think it was my 3rd call I finally found a CSR within EQ who figured out it was a FA.
