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Experian not updating

nmk94
Regular Contributor

Experian not updating

Experian hasn't updated since 6/24. There have definitely been changes. Credit Check Total has updated info there. Any reason why it's taking so long to update at myFICO? I figure there's a lag and one week is normally but now we're at two weeks.

9/20 - EX 726 | EQ 710 | TU 720
8/20 - EX 686 | EQ 678 | TU 675
7/20 - EX 671 | EQ 657 | TU 659
04/20 - EX 649 | EQ 645 | TU 661
11/17 - EX 614 | EQ 626 | TU 612
Goal - EX 750 | EX 750 | TU 750
Message 1 of 14
13 REPLIES 13
nmk94
Regular Contributor

Re: Experian not updating

Just reupping this.

 

Is anyone else having this problem? EX still hasn't updated since 6/24. Is that because EX hasn't passed the data to FICO?

9/20 - EX 726 | EQ 710 | TU 720
8/20 - EX 686 | EQ 678 | TU 675
7/20 - EX 671 | EQ 657 | TU 659
04/20 - EX 649 | EQ 645 | TU 661
11/17 - EX 614 | EQ 626 | TU 612
Goal - EX 750 | EX 750 | TU 750
Message 2 of 14
NoneYaBeezWax
Valued Member

Re: Experian not updating

I've been subscribing to experian for a while. I thought id give this a try because of fico 8 score updating... So far it doesnt seem to work and I'm not impressed. On experian my score has updated twice with still no changes on myfico.

 

I wish experian still updated the 3 buro report monthly... but at least with experian the experian report is updated daily. also experian is cheaper.

 

The credit score simulotor is prety much usless on both sites. both sites predicted a 30-35 point bump for paying down a credit card... In reality it was only a 3 point bump... usless.

 

 

Message 3 of 14
Dogbert
Valued Contributor

Re: Experian not updating


@NoneYaBeezWax wrote:

I've been subscribing to experian for a while. I thought id give this a try because of fico 8 score updating... So far it doesnt seem to work and I'm not impressed. On experian my score has updated twice with still no changes on myfico.

 

I wish experian still updated the 3 buro report monthly... but at least with experian the experian report is updated daily. also experian is cheaper.

 

The credit score simulotor is prety much usless on both sites. both sites predicted a 30-35 point bump for paying down a credit card... In reality it was only a 3 point bump... usless.

 

 


Ditto here - Experian has been very slow to update on myfico recently.  

 

  
  
---- NAILED IT!

Message 4 of 14
nmk94
Regular Contributor

Re: Experian not updating

Equifax hasn't updated since 7/1, so that's been a while as well. Only Transunion seems to update regularly.

9/20 - EX 726 | EQ 710 | TU 720
8/20 - EX 686 | EQ 678 | TU 675
7/20 - EX 671 | EQ 657 | TU 659
04/20 - EX 649 | EQ 645 | TU 661
11/17 - EX 614 | EQ 626 | TU 612
Goal - EX 750 | EX 750 | TU 750
Message 5 of 14
nmk94
Regular Contributor

Re: Experian not updating

Just an update: I called mFICO. CSR said that Experian and Equifax must not be reporting the data to myFICO. Frustrating. He said it all will update when my next monthly report is generated though.

9/20 - EX 726 | EQ 710 | TU 720
8/20 - EX 686 | EQ 678 | TU 675
7/20 - EX 671 | EQ 657 | TU 659
04/20 - EX 649 | EQ 645 | TU 661
11/17 - EX 614 | EQ 626 | TU 612
Goal - EX 750 | EX 750 | TU 750
Message 6 of 14
NoneYaBeezWax
Valued Member

Re: Experian not updating

My experian score finally updated today, still nothing with equafax tough.

Message 7 of 14
nmk94
Regular Contributor

Re: Experian not updating

Arrgh. Still no update! The whole reason I got this was for the regular monitoring. The most recent update was Transunion on 7/10. Meanwhile EX is still way back on 6/24 and EQ is 7/1.

9/20 - EX 726 | EQ 710 | TU 720
8/20 - EX 686 | EQ 678 | TU 675
7/20 - EX 671 | EQ 657 | TU 659
04/20 - EX 649 | EQ 645 | TU 661
11/17 - EX 614 | EQ 626 | TU 612
Goal - EX 750 | EX 750 | TU 750
Message 8 of 14
nmk94
Regular Contributor

Re: Experian not updating

Finally updated over the weekend. Then my new 3B came in and all three updated today.

9/20 - EX 726 | EQ 710 | TU 720
8/20 - EX 686 | EQ 678 | TU 675
7/20 - EX 671 | EQ 657 | TU 659
04/20 - EX 649 | EQ 645 | TU 661
11/17 - EX 614 | EQ 626 | TU 612
Goal - EX 750 | EX 750 | TU 750
Message 9 of 14
RC803
Member

Re: Experian not updating

My Experian hasn't updated since 5/26. Thankfully, I can get it through Discover for free. Not holding my breath for the MyFico update.  TransUnion and Equifax seem to stay on top of things.


"Current FICO 8"
Message 10 of 14
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