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FICO 3-Bureau Credit Monitoring

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Anonymous
Not applicable

Re: FICO 3-Bureau Credit Monitoring

Glad to see I'm not the only one with this problem. I paid off an old cap1 account in August and it shot my equifax score up 60 points, but nothing from TU or experian. I used the dispute process to verify the account was deleted from all 3 bureaus but still only equifax updated. Emailed customer service to check it out and they gave me the same useless form letter. Still have to pay for 2 more months of this garbage.
Message 421 of 424
Involver
Valued Contributor

Re: FICO 3-Bureau Credit Monitoring

Since I've been pretty critical of the product and customer service in this thread, I'd like to relay a positive experience I've had in the past couple of days in dealing with this.

 

After some back and forth with the CSRs, explaining my situation, they did eventually offer me a fresh pull of my TU report that would hopefully kickstart the communication between TU and mF and indicated that my account may be more closely monitored for alerts coming from TU.  It was a solid gesture on the part of myFICO and definitely appreciated.

Message 422 of 424
Firehorse
Frequent Contributor

Re: FICO 3-Bureau Credit Monitoring

My TU alerts seemed to have kicked in a tad. But the irony is I'm only getting balance changes. LOL.

 

Just got an EX one too that considered my newly closed CreditOne card as a PAID LOAN and my score dropped 9 points? Weird.

Start MyFico: 01/04/2014: TU 572, EX 599, EQ 593, CK: 593, CKV: 596, CS: 626 Garden since 01/09/2015
Current MyFico 10/23/2015: TU 740, EX 784, EQ 739, CK/TU: 768, CK/EX: 782, CS: 785 Q: 702 1.5% UTIL & 6.9 yrs. AAoA, 1 PAID FTB Lien 8/2008

Message 423 of 424
SomeGuyOnTheWeb
Regular Contributor

Re: FICO 3-Bureau Credit Monitoring

I got a TU update!!! It's an early Halloween miracle!!!

 

(Too bad it's a month behind.)

 

Still nothing from EX, though.

EQ - 727
TU - 752
EX - 774
Message 424 of 424
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