Well, you've gotta know where you are before you start changing things around! Good for you for pulling them. If you haven't already, please read Credit Scoring 101 (stickied at the top of most boards) for a good overview of how all this stuff works.
Once you're ready to post again, if you have questions about how an item affects your scoring,
Understanding FICO Scoring will be your best bet. If you have specific credit card questions, try the
Credit Cards board. And finally, if you have questions about your overall credit picture and goals, or about dealing with collections, charge-offs, and other evil things, your best bet is
General Credit.
You too will soon be hopping madly back and forth!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007