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ineedcreditbad wrote:
Guys,Any idea from where can you get all three FICO scores for Canadian residents.ThanksEd
http://www.equifax.com/home/en_ca
@Barry wrote:
Only two of the credit bureaus in Canada -- Equifax and TransUnion -- offer FICO scores. They can be contacted at:
http://www.equifax.com/home/en_ca
haulingthescoreup wrote:
Barry, this is interesting! Are these US FICO scores for Canadian residents, or are these Canadian scores? I had always read that unless you have a US address, you can't get a FICO score.
These are Fair Isaac-developed scores based on Canadian consumer credit bureau information that are used by lenders in Canada. The scores are similar to US FICO scores -- similar scoring factors, higher the score the lower the risk, etc. -- but have different ranges.
As for whether you can get a FICO score without a US address...you can, but it won't be a US FICO score, which you'll need to get credit in the US. Does than make sense?
dfpi wrote:
Barry,
We just expanded our education organization into Canada and there seems to be some confusion on where Canadian residents can get their Fico scores, as opposed to non-Fico scores. Are the bureaus there selling the real Fico score or does MyFico.com offer scores to Canadian residences.
Travis Mitchell
Debt Free Project International