@Anonymous wrote:
I bought Suze Oman's Kit last night. I failed to verify my identity (although I answered the questions that the computer asked me.) I called 1-877-220-1541 to re-verify myself and the customer service lady gave me 3 credit report companies' phone numbers. I called TransUnion and then the automatic voice said that I have to pay $7 or so to get my score along with the credit report. I thought once I bought Suze Oman's Kit, I could've got 3 scores and reports. I'm confused a alot. Do I have to pay again to get my scores?
Thanks.
Welcome to the forums!
The Suze kit is a good product. It gives you a chance to pull 3 FICO reports via myFICO for either Equifax or TransUnion or both. Used it myself. Sounds like there was some sort of verification issue on either TransUnion or Equifax and because your info could not be verified with either of those, myFICO's rep suggested you contact the credit reporting agencies directly. It could be any number of things like a bad address or contact info, misreported name or other demographic info by one of your creditors, etc.
The next step would be to call either Equifax or TransUnion directly since it is one of those two that gave you an issue. Experian would not be involved here since it isn't part of Suze's package.
When you called TransUnion it sounds like they tried to sell you their version of score for $7. Don't buy it! It isn't a FICO score (it's a FAKO) and lenders generally don't use the score they tried to sell to you. I recommend pulling either your TransUnion or Equifax from somewhere, like annualcreditreport.com (free). Look to see if you are having any issues at one of those two in getting your report. If it is TransUnion that is giving you grief, then there may be some sort of identification issue that needs to be resolved first. I believe that any charge from myFICO would be credited back immediately, though I'll bump for others.
