How accurate are the ScoreWatch simultors?

[girlie]

smallfry,

thanks for the kind words.  i am hanging in there and just plunked down another $1,200 toward my existing debt so will see what happens.  i am also waiting to hear back from the GW letters i wrote.  i have so many old lates that the simulator is only predicting a 0-20 point increase even if i pay off all my debt.  my goal is to get to 680 on all three cra's.

i currently stand at

634 -ex

635- tu

666 -eq

close....so close.

[Anonymous]

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@Anonymous wrote:
I just mailed in money to my credit card company because the simulator said I would gain 10 points. I hope it happens. Will know in 3 weeks when it reports.

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Yes. My credit score went up exactly 10 points today. At least this time it was dead on accurate.

[Anonymous]

I am authorized user on my father account and " collect " his  9 years of history , my score went up from 723 to 772  , 49 point up, but when I try to run simulator for any reason such as:

Best course of Action, Pay your bills on time, pay down the balances on all your credit card it not show anything, I have pull out a Fico Deluxe from 3 credit bureu

Is a simulator dont work when it reach certain number?

Chase have update fast, but chase only update this report to Experian, I hope chase will also update to Equifax and Transunion next month..

Message Edited by ctnbpl on 05-30-2007 04:31 AM

Message Edited by ctnbpl on 05-30-2007 04:35 AM