So over the past couple of weeks I've made some sizeable payments on several credit cards, right before reporting so I'm getting alerts that this card or that card utilization has dropped, but my scores haven't budged, even in my dashboard it has the OLD utilization percentage even though I'ev gotten reports that these cards utilizations are down. Does MyFico only calculate total utlization at certain intervals? I'm confused because the updates at hitting my report but the utilization is not changing and I've made payments large enough that I should have seen about a 50% decrease in utilization. Any ideas?
