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Brammy wrote:
I was concerned because Ididn't get a couple of notifications on my Equifax SW product. New accounts inqs, etc... Spoke with one of the CSRs and learned that unless the change impacts the score itself, you will not be notified. How's that? All this time I thought new accounts and inquiries would be reported regardless.
I did today - got an alert telling me about a new inq (yes, it was real) and that there was no change in score (I was delighted! )
Barry wrote:You should always be alerted to new accounts, inquiries, and all of the other credit alerts, regardless of impacts to your score.
smallfry wrote:
I just got two today. One for a closed account and the other for an account has reported a balance. No score change. Might be your settings.
Nope these types of alerts arent dependant on settings...they should come auto matically.
Barry wrote:
Brammy,Do you have SW through Equifax or myFICO?Barry
Was EQ for the past couple of years now its neither. The rep, whose name I got this time is still telling me I won't get the alerts if it doesn't affect my score. I told her I thought it was funny that it says it will right on the product featuresHad a one year subscription that just billed told her to cancel and refund.... no sense paying for something that doesn't work. BTW while I was looking at my product showed my score was 770 in May...lol!!! (I wish) but then it fell to 660 in June....huh? If my score graph were an EKG the past several months, the patient would have died...lol!! Something wonky about that product on that site.Funny, I feel naked now!!!
@Anonymous wrote:
@smallfry wrote:
I just got two today. One for a closed account and the other for an account has reported a balance. No score change. Might be your settings.Nope these types of alerts arent dependant on settings...they should come auto matically.
@smallfry wrote:
@Anonymous wrote:
@smallfry wrote:
I just got two today. One for a closed account and the other for an account has reported a balance. No score change. Might be your settings.
Nope these types of alerts arent dependant on settings...they should come auto matically.
Well the balance reporting alert actually is dependent upon your setting. I set mine to $1. Depending upon where you set it it might not report a balance change.
Yes those are but new accounts and inquiries should ALWAYS alert you. I have had two new accounts and an inquiry that I never received alerts on.