MYfico not updating with EXperian FICo score

[slund5499]

Does anybody know how long it takes MyFico to update with Experian? Experian is reporting true FICO 08 scores. My experian score is 37 points higher than showing on MyFICO.com. Both are using FICO 08 scoring models....correct?

[newstart2010]

the scores don't come from the credit reporting agency.  The scores are generated by what is on your credit report.  If the credit reports are exactly the same on both sites, but the scores are different, the one youdid not find here on myfico is a fako or a different model.

[Anonymous]

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@slund5499 wrote:

Does anybody know how long it takes MyFico to update with Experian? Experian is reporting true FICO 08 scores. My experian score is 37 points higher than showing on MyFICO.com. Both are using FICO 08 scoring models....correct?

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slund5499

My Experian fico went up 47 points 1 day before MyFico updated. This morning I checked and they are both the same so maybe there is a day or 2 difference.

[slund5499]

Just curious. Experian FICO 08 up to 675 (changed on 1/31). My Fico experian 654 updated thru 2/6.

[Anonymous]

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@slund5499 wrote:

Just curious. Experian FICO 08 up to 675 (changed on 1/31). My Fico experian 654 updated thru 2/6.

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slund5499

Bummer there is a contact link if you have questions concerning your scores maybe you should give that a try

[Anonymous]

Since October my Experian hasn't updated on myFico. No alerts, no score changes, nothing. My other scores have been climbing and giving alerts. In January I signed up for the free trial at Experian and sure enough my score had climbed, and all of the current account data was showing. I complained to myFico, and after arguing for a while they let me do a free pull of Experian and it updated my credit score (which had gone up a couple points since I pulled it on Experian). I'm buying a car in the next two weeks, and since once again I am getting nothing from Experian, I called to complain to myFico again. This time they again blamed Experian and told me the only way to get them to update is to pay for another credit report. Because I'm buying the car I bit the bullet and got the report, and again my score is up and my account balances are updated. Since myFico gives me absolutely nothing from Experian unless I buy a report I have come to believe and accept that my scores and balance changes, ect will not show up on myFico unless I buy a report. I'm guessing since Experian is selling their competing product of score watching, they will not send out updates to myFico. I could be wrong but that has been my experience with them. After I get my car I will be canceling MyFico as it isn't fully working as advertised for me. 

[dabo1502]

OP...Welcome I feel your pain. The 3 Score Monitoring leaves a lot to be desired. Please note that this has been a common occurrence by many here on myfico.com. IMHO, FICO sold many of us a bill-of-goods. I cancelled after my 2nd month; I absorbed the lost and will never purchase a monitoring service from FICO; I'd rather purchase every few months. I strongly encourage you to weight the options...is $19.95 each month worthy of the information you are receiving? I digress...

[racer-x]

I have too many subscriptions for my credit monitoring.

Experiandirect is $20 mo, and I get daily credit pulls.  I pull it everyday and it is spot on to the myfico EX score.

I also have the new 3B monitoring on myfico. 

[Anonymous]

myFico Experian is not updating. Changes that are triggering alerts and causing score changes for my TU and EQ on myFico are happening. However those same changes for the same accounts are causing nothing to happen with Experian on myFico. myFico EQ updated 2/6/15, TU updated 2/5/2015, but EX has not updated since 01/19/15.

This has happened to me before. Last time I think it was TU not updating. I can't remember. When I called myFico they stated that it's the CRA that sends the changes to myFico . Therefore if a change does not occur it's not the fault of myFico.  In my opinion, it's probably a computer problem they are trying to solve. Once they do, the scores will catch up. They will never admit it publicly. I work in information technology and it sounds like something is not crossing over. They will solve it soon. 

[Deltadog03]

Bump....I know this is old, but did yall's EX ever update?  I got an alert this am saying nothing changed with EX, I am assuming either 1 of my CCD hasn't updated over there, which would be weird because they usually update quickly and TU and EQ have updated here and got alerts and updated stuff from them.