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MyFICO Report Lag?

GatorsFan15
Regular Contributor

MyFICO Report Lag?

I received a MyFICO alert today (yesterday actually according the to the date on the alert) that said the an account under dispute was detected on TransUnion. Only thing is, my last dispute with TU was on 4/4/20 and it was resolved at the beginning of May 2020. It was resolved favorably I might add. I have not issued any other new disputes. I went to the TU dispute website and it says no active disputes. I also have Wallet Hub for its daily monitoring of TU and noticed that it recently reported that two accounts that had been disputed have dropped off my credit since 4/4. They were both old accounts that aged off. Long story short is I don't have any disputes. Could it be this alert on MyFICO was just a lag in the way things are detected?

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James_A
Valued Contributor

Re: MyFICO Report Lag?


@GatorsFan15 wrote:

... Could it be this alert on MyFICO was just a lag in the way things are detected?


Looks like there's a lag on getting an answer too ...Smiley Wink

 

I've read others claiming a lag time on alerts, updates, etc. Caveat: I don't use the product myself. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board


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