@BenConrad hha exchangewrote:
Doesn't update properly... EXP shows me at 711 and MyFico tells me 723. This is a constant problem. My score dropped 11 points 10 days ago--that's how long it took for MyFico to update. It concerns me bc I have no way of knowing if I'm getting the correct scores from TU and EQ bc there is nowhere else to get those fico scores instead of vantage
The score difference you observe (e.g., EXP 711 vs. MyFICO 723) is common and expected due to the use of different **FICO scoring models** or slightly different data pull times. However, the **10-day delay in updating** your score drop is the functional problem, likely related to the scheduled reporting frequency between the credit bureau (Experian) and the monitoring service (MyFICO). Despite this delay, **MyFICO remains the most reliable source** to get accurate FICO scores for **all three bureaus (Experian, TransUnion, and Equifax)**, eliminating the need to rely on less-used VantageScores from other sites.
