No Updates - SW?

[Erika3o3]

I am signed up with ScoreWatch, but have not recieved ANY update on my score since 2/21/13. I know for a fact there is at least 1 hard inquiry made on my account, and I just got approved for a WF secured credit card. (which will be my ONLY revolving line of credit as of now).

So why am I not getting a SW alert?? I would imagine the hard inquiry and opening that WF secured card with it being my only line of revolving credit would affect my score 1 way or another....

[llecs]

Was the inquiry for WF? IME, they always pulled TU. Are you sure they pulled EQ?

I also have a WF CC. Are you certain your statement already had cut within the past 2-3 weeks? I'd imagine they haven't started reporting yet.

[Erika3o3]

Oh well I did not know that about WF. I also have a hard inquirty that would be showing for a Cap 1 CC i applied for (but got denied)

[llecs]

And certainly there are some cards that do report before the very first statement (e.g. BofA), but most will wait for the statement to cut, and then will report following the next statement going forward.

CapOne typically pulls all 3. When was that?

[Erika3o3]

The Cap 1 was from 1 1/2 weeks ago

[llecs]

I'd certainly review your alert history within the SW product to see if there were any inquiry alerts. Certainly it's possible that they didn't pull EQ, but that's worth a review of EQ from somewhere too.

[Erika3o3]

It says : "Currently monitoring, no activity found yet"

[Erika3o3]

I use the Credit Karma App on my phone, and it updated me that I had the CAP 1 Hard inquiry

[llecs]

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@Erika3o3 wrote:

I use the Credit Karma App on my phone, and it updated me that I had the CAP 1 Hard inquiry

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CK monitors TU only though. It's possible they never pulled EQ.

[Erika3o3]

Hmm Wierd. Well thanks for your help.