Not Sure About Essentials 1B

[Anonymous]

Going back to a question I originally posted almost a year ago: I understand that Essentials 1B gives me 12 FICO scores and credit reports annually (1 per month) from one CRA.

However, I have also read that Essentials 1B notifies me every time my FICO 8 score changes. This could certainly happen more than once a month.

So, which is it: Does Essentials 1B provide only one FICO per month, or does it provide me with a FICO score every time my FICO score changes?

[Cindy_FICO]

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@Anonymous wrote:

Going back to a question I originally posted almost a year ago: I understand that Essentials 1B gives me 12 FICO scores and credit reports annually (1 per month) from one CRA.

However, I have also read that Essentials 1B notifies me every time my FICO 8 score changes. This could certainly happen more than once a month.

So, which is it: Does Essentials 1B provide only one FICO per month, or does it provide me with a FICO score every time my FICO score changes?

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We monitor your Equifax credit report for changes, and you'll get FICO Score 8 updates with each new alert. You can see what's monitored here - https://www.myfico.com/Include/Store/Legal/FAQAlertMatrix