In fact, now that I'm looking more closely at all 3 reports vs. the reports pulled directly from the bureaus, they are very different. Maybe I should be purchasing my reports and scores directly from the bureaus rather than myFico? I have been pleased with myFico and the service I've recieved so far, but this is frustrating. I see something on a report, go to the bureau to dispute, and find that there is nothing there to dispute ... then I feel like I need to repurchase my scores to see if they are different too. What should I do? I am really trying to rebuild/repair my credit but am having a difficult time tracking my progress with all of the conflicting information 