SW Reports

[GoodCredBen]

Is SW supposed to give you multiple reports when you first buy it?

I had the one from when i purchased it plus one other - 

Do i get more later?

Sorry new to the SW product lol

[llecs]

Here's a snippet from SW:

• Monitors your credit report at Equifax on a daily basis and your FICO® score on a weekly basis
• Notifies you when you reach your target score or when you might qualify for a better interest rate
• Alerts you when unexpected changes to your credit report cause your FICO® score to drop
• Provides two Equifax Score Power reports each year

SW monitors EQ only. When you sign up, you have to use one of your two available reports. You can then take that score and adjust the Target Score to match your current score and get alerted each time your score changes up or down (provided you adjust the Target Score each time you get an alert). You'd also have the remaining report to use anytime. When your subscription renews next year, they'll add 2 more reports if you wanted to use them. If you used up the remaining report inside the year, you can purchase future EQ FICO reports at a 30% discount.

[GoodCredBen]

So my score right now for EQ is 515, what should i set it to? 

[llecs]

515

As you get an alert, then IMMEDIATELY reset it to that new score.

When I first subscribed, my FICO was around 550 and I recall setting it to 750. It took me a while to figure out why I wasn't getting any score alerts.

[GoodCredBen]

Okay - 

I just set it to 515 - I hope that i have it right x.x