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SW running behind again?

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Anonymous
Not applicable

SW running behind again?

I am waiting for a SW alert due to an inquiry that was done on December 2.  I already have received other alerts from other cms about this inquiry so I know it took place. 

 

I will be happy when I am done with this mortgage process and can stop paying the $14.95 a month for a service that only works part of the time.  Actually I think the benefits have outweighed the negatives but for a product that only works part of the time, they could lower the price!

Message 1 of 7
6 REPLIES 6
llecs
Moderator Emeritus

Re: SW running behind again?

I received an alert (or alerts) over the weekend. For sure the inquiry was on EQ?

Message 2 of 7
Anonymous
Not applicable

Re: SW running behind again?

For sure?  Although the inquiry was through Equifax Mortgage Services, so I am assuming it did all three.

Message 3 of 7
Anonymous
Not applicable

Re: SW running behind again?

I still haven't got an alert on the inquiry....mine was Equifax Mortgage solutions too...done on 11/28.  I finally paid for a report on 12/01 to see if my score would match lender pull & it was on there (the inquiry).  So, not sure if I didn't get the alert bcuz I paid for a report 1st & it was on there before it hit.  Hopefully this makes sense?

Message 4 of 7
hoping2rebuild
Established Contributor

Re: SW running behind again?

I got my alerts on Saturday


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 5 of 7
Anonymous
Not applicable

Re: SW running behind again?

Paid for another report today which showed a 15 point increase,  so I changed my settings to the new score.  Got an alert  a couple of hours later which says I exceeded my target score but shows a score lower than what I pulled today and says my score has decreased...but in the reason at the bottom it says "your score may have INCREASED for the following reasons....".  My score on the main page is till the same as the score I paid for & the top score on the Fico history tab is the one i paid for.  2nd time this week this has happened.  I wish I could do a print screen & paste here but it won't show up.

 

There are definitely some issues that need to be worked out. 

Message 6 of 7
Booner72
Senior Contributor

Re: SW running behind again?

I got a surprising alert to an inquiry yesterday.  Carecredit said they would soft pull me to give me a CLI and it ended up being " hard."  ggrrr on them.  Glad SW Worked

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 7 of 7
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