Score Updates Every 7-10 days?

[Anonymous]

i have not received an alert since the 24th.
i am in the middle of DVing several items.....so i expect to receive some kind of score change.....but nothing has happened.....when i first signed up i use to get 2 a week.

how do i make it so at least i get the "there are no updates" e-mail?

Message Edited by molly73 on 08-07-2008 03:46 PM

[Barry]

Hi jommie...Not sure what your target score was set to prior to the 20 point increase or when your score increased, so I can't comment on whether or not you should have received an alert for that score change.  But I was able to find out that your last inquiry was 7/17 and you were sent an alert the following day, 7/18.  And, keep in mind that alerts aren't triggered for balance decreases. 

---

jommie wrote:

I had paid down considerable balances in the last two months and there should be at least one INQ.

My score went up 20 points when I just used the Score Power report - definitely something off here.

---

[Barry]

Hi Tons_of_Debt...Are you sure an account was added to your Equifax report since you first subscribed on 8/1?  You may want to pull your second Equifax report to see if that new account appears since that's what's going to have to happen before an alert is triggered. 

---

Tons_of_Debt wrote:

I think I'm having the same problem. :-(  A new account was added and no SW alert. Thankfully I'm still in my 30 day trial. I'll wait it out to see if anything updates but from all the problems I've read about, that may not happen. :-( 

Seems to be hit or miss with SW...

---

[Barry]

Hi peterkronenberg....Looks like you've been receiving multiple alerts each month for quite awhile.  And, if you turn your Target Score setting to "on" you may get even more.   Also, you'll only get an alert saying there have been no alert triggering changes if you go a full month without one.

---

peterkronenberg wrote:
Both my wife and I went for 6 weeks without an update. Customer Service seems clueless when I try to tell them I should at least get a message saying my score hasn't changed. They keep trying to explain the recent changes to SW (about not getting an alert for any score change), but I try to tell them that that change has nothing to do with this.

---

Message Edited by Barry on 08-08-2008 11:15 AM

[Barry]

Hi molly73...Looks like you were sent 6 alerts just last month, so something in SW must be working.  To get the "there are no updates" e-mail you have to go a full month without any alerts.  And, as for DVing several items, are you expecting to have these items removed because none of them are yours?

---

molly73 wrote:
i have not received an alert since the 24th.
i am in the middle of DVing several items.....so i expect to receive some kind of score change.....but nothing has happened.....when i first signed up i use to get 2 a week.

how do i make it so at least i get the "there are no updates" e-mail?

Message Edited by molly73 on 08-07-2008 03:46 PM

---

[Anonymous]

hey barry -

thanks so much for getting back to me on this!
6 times......i saw that i had 6 credit alerts.....but did not receive that many e-mailed alerts.

yes....DV'ed several accounts that were not correct...& many of them are dropping off....received letters from the CA saying that they could not verify the accounts....so i thought that would cause some sort of change in my score...that is why i was concerned about not seeing any fico score activity...am i wrong?

[Barry]

Hi molly73....I don't know exactly what you mean by "emailed alerts" vs. credit alerts.  You should have received all of your credit alerts via email.  

As for those CAs dropping off and your score not changing, there can be many reasons for this.  But the first thing to do is pull an updated Equifax report.  There's a free SW Equifax report waiting for you if you want to do this.  Then you can see what changes have actually taken place.  Good luck!

---

molly73 wrote:
hey barry -

thanks so much for getting back to me on this!
6 times......i saw that i had 6 credit alerts.....but did not receive that many e-mailed alerts.

yes....DV'ed several accounts that were not correct...& many of them are dropping off....received letters from the CA saying that they could not verify the accounts....so i thought that would cause some sort of change in my score...that is why i was concerned about not seeing any fico score activity...am i wrong?

---

[Anonymous]

barry thanks again for the help!

for some reason i did not receive all of those alerts.....that maybe a problem on my end....i'm going to look into it.

thanks again!

[Anonymous]

---

molly73 wrote:
barry thanks again for the help!

for some reason i did not receive all of those alerts.....that maybe a problem on my end....i'm going to look into it.

thanks again!

---

Just FYI, check you junk/spam filters...

[dilligaf_racing]

I received an email from scorewatch yesterday that said this. No Score Watch alerts this month. For the past month, myfico Score Watch has been monitoring your fico score and credit report for important changes. No important changes were found that caused an alert. Score Watch will continue monitoring and send an alert if an important change is detected. Well now I know it doesnt work because I pulled my scores myself a few times one on 7-22 and on 8-4 and ive had a 30 pt increase on EQ.. what is the deal??? They send these emails saying nothing changed, and quite a bit changed. The part that upsets me is I paid 89.95 for score watch to WATCH MY SCORE. If I have to pay every time to really find out, whats the point of score watch? I feel ripped off.. dont buy SW !