McIvay,
I have to agree with the above post, SW seems to have something wrong with it. I never received one alert from them in 29 days of service, and I had several inquiries, new accounts, and score changes during this timeframe. All of these should have set off an email to me through my alerts.
Now I will say one thing positive about them. After 2 or 3 months of non-alerts that you will experience you will want to cancel (as everyone on the forum does). The experience of cancelling is very easy. I could do it over the internet, and I did not have to call and listen to the sale's pitches.
Good luck. I think the $8.95 a month would be better served in handing it to the people you see on the side of the road begging for money. At least you will get a thank you, which will be a lot more than you will get from the SW service.