Here are my issues. I've had score watch for about 2 or 3 months now, and I'm very confused as to why this happens.
I first noticed it when i had a new account, which I KNEW already reported to Equifax (via lender pull), and was curious why it wasn't reporting on score watch. I called score watch to ask and was told that 'sometimes it takes extra time to report'. Unsatisfied with this answer, and annoyed by the upselling the CSR attempted I agreed to wait a few more days to see what happens. 5 minutes after I got off the phone, I get a score watch alert and it was updated... weird!
And now today, I know info is on my credit report that hasn't been reported by score watch, I call myFico and cancel my service (when the 3 month commitment runs out), the CSR asks why, and I explain that the service doesn't report timely. She agrees to cancel after the commitment runs out, we hang up...5 minutes later a score watch alert and all the info I have been looking for has appeared.
Why does this happen?
Thanks.
