@hautemama wrote:Hello. How accurate is Score Watch via the myfico site?? I have heard of FAKO's.. And I just wanted to know that the score watch alerts, increases and decreases to my scores are accurate. Sometimes, I cannot find a rhyme or reason to an increase or decrease.. Also, I know that CCC's use bank enhanced FICO's.. Is this true? So the scores listed on this site are "mortgage ficos"?When people post credit scores here, is this their myfico.com credit score? And is this what I should be going by when I ask what my score should be for a loan, CC, etc..?Thanks!
Hautemama, the SW alerts etc. are accurate. Just got first SW alert Saturday, showing 26 point increase, when my lender pulled my credit. Called lender and realized that the score was exactly what SW said it was.
Starting Score: 469Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge