Score Watch

[Anonymous]

So I decided to do the 3 month trial offer of score watch .. Of those people who use it what do you think of it.. I know what day my 2 credit card companies report so Im hoping to get a text message/email.. Im just curious of those who use it whats been your experience ... I figure 3 months what the heck... Thanks

[Anonymous]

ScoreWatch is only useful if you know A LOT about FICO scores and you are looking for a mortgage and really need to know what your Equifax FICO score is.   

The REASONS suggested for score changes are sometimes absurd (wrong), often listed in duplicate -- the software is lacking brains and is rather limited. I find that my readers/clients often misinterpret the reasons provided for score changes.

To find out why the score changed, it's usually necessary to purchase a new report and to review the score factors and the reported data.

Many people do NOT get notifications for credit inquiries, in my case I'm at 75% with NO notification at all, see http://creditsuit.org/credit.php/blog/C124/

But it's nice to get a couple free reports and the discount for future myFICO report purchases.

[Tuscani]

Agreed. Scorewatch is awesome. I highly recommend!

[Anonymous]

Why are you agreeing with me AND recommending it?

For the record, I am NOT recommending ScoreWatch for MOST people.