ScoreWatch - Alert if score decreases - how to.

[Anonymous]

I am more concered about identity theft or the unknown. I understand score watch will alert any new accounts inquiries etc., In addition, How do i use score watch to know if my score goes BELOW a target score? 

Does it tell me the (experian) score every day or week?

[haulingthescoreup]

Hi, welcome to the forums!

Scorewatch follows Equifax (EQ), not Experian (EX.)

The best way to be alerted for score changes is to set your so-called "target" score to your most current known score. So if you just pulled your scores, or you just got an alert, and your score is 697, set your target to 697.

In this way, if your score moves either upward or downward, an alert should be triggered.

SW looks for two different things: potential threats to your credit or identity, and score changes. It checks more frequently for the threats than for simple score changes, so there is a built-in delay on these notices.

I'm moving your post to myFICO Product Feedback. Check the top of that board for a stickied explanation from Barry (site admin) as to how the SW alerts work.

[Anonymous]

Thanks for you solution - Appreciate your expertise.