ScoreWatch

[dallasjetfan]

I have had score watch for awhile and I have some questions. It seems that my score can go unchanged for two or three months at a time. How can this happen if my CCC's are reporting each month?

[Anonymous]

I thought my scores where unchanged for a while as well. I didn't receive any alerts and there was a lot of stuff going on with my CR (CA removed, new card added, bal paid off, etc..). I logged onto my account and saw that I indeed did have changes, just no alerts. You may want to manually check (not by pulling your scores) under alerts. There were three changes made and I didn't get one alert!

[Anonymous]

I had the same question, and I called to ask them and they said that FICO updates the score twice a month. When I asked about the 2-3 months without a score change and my account balances have been going down dramatically , they said I should just wait. It's funny that if you pay the 10.95 to get the score power it will give you a different score. I am loosing faith in the score watch product. But just remember if you want it to update instantly make your balance go up! They will DROP the score in no time.

[Anonymous]

For as important these Fico scores are for everything, the companies that operate them sure are casual about how it works.

[MidnightVoice]

Don't forget to put your settings at the most sensitive level

[Anonymous]

When I called about not updating the score they told me to take the setting off, that could be the problem. I just don't understand the whole thing. doesn't make sense.

[marty56]

On a hunch I pulled my EQ report and it dropped 15 points.  I got a Score Watch email alert about the drop after I had puchased the new score.  Go figure.

Other then price, Score Watch is pretty worthless

[Anonymous]

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@marty56 wrote:

On a hunch I pulled my EQ report and it dropped 15 points. I got a Score Watch email alert about the drop after I had puchased the new score. Go figure.

Other then price, Score Watch is pretty worthless

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My alerts usually come a few days after I notice them on my CR

[Anonymous]

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@Anonymous wrote:

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@marty56 wrote:

On a hunch I pulled my EQ report and it dropped 15 points. I got a Score Watch email alert about the drop after I had puchased the new score. Go figure.

Other then price, Score Watch is pretty worthless

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My alerts usually come a few days after I notice them on my CR

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Normally my alerts come a few days after changes too, I don't know what happened this month.

[dallasjetfan]

I am starting to agree that ScoreWatch is pretty useless. For what it costs, I can just pull my CR's twice a year and get a free pull once a year.