Scorewatch Alert Not Matching Equifax Report Pulled Today

[Anonymous]

Today, I received a scorewatch report that my fico score dropped regarding an account that posted a payment as late (which was wrong) but I knew about this back in May.  The alert says it happened today so I was perplexed and pulled by Equifax again via MyFico and my score did not drop. I believe if anything it dropped last month.  What is going on?

[Anonymous]

I, too, just received an alert that my score dropped 45 points.  What's going on?

[Anonymous]

I don't know but something is not right. I just went to Equifax to buy my report direct just to make sure and I think it's just old data because today's purchase shows the score I thought was accurate as opposed to one based off of something last month.

[haulingthescoreup]

Check the dates on your alerts.

As Barry posted, SW had a problem, and no one was getting alerts. Once they started coming again, they were the older ones finally getting out. I received a couple, and they were both several days old.

[Anonymous]

The date on mine was 6/25.

[Anonymous]

ScoreWatch seems to have gone bonkers in the last week.  My wife got several alerts very recently, including an alert today dated yesterday that 5 tradelines that were recently removed updated and it dropped her score 20 points (yesterday it had rose 20 points without an alert, and about 2 weeks ago it dropped when 2 new TLs showed up, but have since disappeared). 

Except that neither CreditCheckTotal, nor pulling from EQ directly, is showing these TLs!  They are not on her report at all!  Where the heck is ScoreWatch getting information from?

[LuvsRetro]

I just received an alert a few minutes ago as well.......................score decreased 17 points  WT?

The date is 06/04/2009  ------------states new inquiry has been added.

However, I had pulled my report last week and the inquiry was already on it.

Also, last week I received a previous inquiry alert from the same CU and it is dated 06/13/2009.

Oh, well, not pulling my reports because I know the alerts score is realllllllllly wrong!!!

[angelzrfree]

I received the same alert. It said that my score dropped 46 points. It said the reason was because I received a new deliquent acct (or something like that about a medical collection). I was worried because that account was on my record in April and I got it taken off using the HIPAA procedure in June. I thought that the company put it back on. I hurriedly purchased a new score report and my score hadn't decreased. In fact, it had gone up. But I didn't receive any alert letting me know of the increase in my score.