Maybe I'm missing something, but whenever I've signed up for any sort of credit monitoring service in the past, there's been a slew of questions to confirm my identity before presenting me with my credit info, such as "You may have opened an auto loan around June of 2015, what is the monthly payment on that loan?" I signed up for Ultimate 3B the other day, and realized it asked me nothing at all. Then I also realized my account was prepopulated with all of my personal info. I'm confused as to how it got all that info about me...in truth, it freaked me out a little! Any thoughts?
