TU Quarterly Monitoring Product..

[Anonymous]

I have a question, I purchased the TU Quarterly Monitoring Product and I was wondering why the BUY NOW to get my score is displayed underneath my score I purchased yesterday.

Can someone explain why this is displayed?

Thanks for your help..

G

[smallfry]

Must be the bling.

[Anonymous]

To the best of my knowledge the score that appears on the screen is the score as of the day of your  quarterly pull. The score does not update untill the next quarterly update. If you need your score before than, you will have to dig deep and give up another $10.00 bucks or so.

[Anonymous]

not sure about that. i've had a couple of score updates since my original purchase, and looking at the "Products" tab in seems to indicate it monitors.

[smallfry]

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@dnm45227 wrote:

not sure about that. i've had a couple of score updates since my original purchase, and looking at the "Products" tab in seems to indicate it monitors.

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Does not update unless you pull another paid report or the quarterly is due. You get 4 scores per year unless you pony up extra money.

[Anonymous]

this is what i've rcvd as far as alerts and it updated my scorebox

  FICO® score changes  Date detected Details

12/18/2007 Your FICO® score has dropped from 689 to 679 Your TransUnion score has dropped from 689 on 12/12/2007 to 679 on 12/18/2007 . Some of the reason for this change:

• You no longer have a positive factor helping your score:
  "You have no public records or collections on your credit report. "

• You have a new negative factor hurting your score:
  "You have too many credit accounts with balances. "

12/12/2007 Your FICO® score has gone from 659 to 689 Your TransUnion score has gone from 659 on 11/8/2007 to 689 on 12/12/2007 . Some of the reason for this change:

• You have a new positive factor helping your score:
  "You have no public records or collections on your credit report. "

• You no longer have a negative factor hurting your score:
  "You have too many credit accounts with balances. "

11/8/2007 Your FICO® score has gone from 638 to 659 Your TransUnion score has gone from 638 on 9/3/2007 to 659 on 11/8/2007 .

[Anonymous]

With TUQMP you get "Alerts when score changes are detected".  Similar to the ScoreWatch product.

Edit:  Well, you are supposed to, I didn't with SW, which is why I'm dropping it.

Message Edited by krystofur on 12-29-2007 08:01 AM