My FiCO score, according to Discover, has been around 780+ for the past five months. However, this month it just dropped by 50 points...
So, I purchased my TU fico report from myfico and it says the main things dropping it are length of credit history and new accounts.
For some reason, my AU cards simply dropped from my AAoA... I'm pretty sure it was factored in before. Did they change their formula recently or something? My AAoA dropped from being around 7 years to 5 months since I opened cards in my name since June. I also applied for a new United Explorer card last month but the inquiry isn't on my report so I don't even know if that's affecting it.
What happened, exactly?
