Where's the confirmation numbers for the credit reports I bought from MyFico?

[Anonymous]

I have items to dispute and I can't find the report confirmation numbers I need to dispute the items.  I know I can get free credit reports at annualcreditreport.com but I accidential backspaced and lost the reports and have to wait till February again.  I was denied credit but I don't see the options on the Experian and Equifax homepages to request reports for being denied credit.

I have a previous creditor that said they would rehabilitate my loans and said they sent the correct information to the credit bureaus and it should show already, but since it's not, I need to dispute it with all three credit bureaus, have them contact them, then they'll send the correct information again.

Situations like this make me value life a lot less.  My hands are tied in this society where credit is everything and their bad reporting is preventing me from moving out of a bad living situation.

[haulingthescoreup]

I'm pretty sure that you only get confirmation numbers when you order directly from the CRA's or annualcreditreport.com. Anyone have different info? Sorry to hear that you're having such a miserable time. You're right, the system seems stacked against the consumer. Stick around, you'll get some great help here.

[Anonymous]

If that's the case, I think it's ridiculous they charge $15 for a report and don't give you the confirmation number.  I e-mailed support and selected the box "how to dispute" so hopefully there's a way to dispute through myfico, but if there's not, that's the right.  This site is all about improving your credit score and when you have something to dispute in order to raise your score after you bought a report from them, it seems only right they provide you that.

[haulingthescoreup]

I've read about people disputing through myFICO, so I think you'll find that option. Just no conf number.

[Barry]

---

haulingthescoreup wrote:
I've read about people disputing through myFICO, so I think you'll find that option. Just no conf number.

---

That's correct, haulingthescoreup.  You can dispute through myFICO, regardless of the product or bureau, without the confirmation numbers.

Barry

[Anonymous]

However the only one you can dispute online is Experian here at myfico.com Despite purchasing the other reports through Myfico.com the confirmation number needed to utilize the online dispute is not available.

[Anonymous]

To dispute with TU or EQ, log into your purchases at myfico and view your reports. I think there's a link or something to dispute. As for as EX, when the link for dispute is clicked and you verify your personal info, it gives a confirmation number since the only choice you have with EX is to dispute online. You print the dispute letter and mail them to TU and EQ.

[Anonymous]

https://annualcreditreport.transunion.com/user/returnUser.jsp

https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUTE

http://www.equifax.com/online-credit-dispute/