Why does it say I have to buy my score when I'm on a subscription?

[Anonymous]

If that's the case, I'm canceling.

[Anonymous]

You get your credit report for the 10.95 and other good information.  The score will continually change and update depending on how active your credit is.  My credit score sat for 31 days without an update because all I was doing was paying my bills.  Got a couple of new cards with small balances and paid them off over two months, and my score shot up 70 points.

[Anonymous]

The reason why score watch is asking you to buy another report is because the score watch subscription comes with 2 Equifax reports and scores per year and then it monitors and alerts you any time there is a change to your Fico score.  Once you use the 2 reports that are provided per year with subscription you have to purchase them.  Normally for a 1 bureau report and score its $15.95 but as part of your score watch subscription you can get additional Equifax reports for $10.95.  You may also want to go to myfico.com and go to products and go to the learn more link for score watch, it will tell you more about the product.  Hope this helps. 

[Anonymous]

See the credit monitoring link in my sig.

[smallfry]

You can pull EQ every day if you want over there for $7 and change a month if you want.