@grnz2glk40s wrote:
Hello, I didn't realize until just recently that MyFico now offers 3 scores for 19.99 a month!!
I will be switching - but what I would like to know is if I should use up the 1 free report I have before I make the switch? Or will it carry over into the new subscription? Or will I get a new set of reports? Thanks!
**EDIT** I just started reading all kinds of negative things about the new monitoring. Is it really that bad? All I'm looking for is to get my 3 scores as they are updated. Is it only a monthly update or something? Why are people so angry! lol
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Should you choose to upgrade, your previously banked SW report will be carried over. You can only upgrade via the phone at the moment (the team is working on enabling onine upgrades). To be clear, you only get your tri-bureau report once a year. When key events are detected via the credit monitoring feature (check out the pinned FAQ at the beginning of the Products thread for thorough details), a detailed alert is sent to you with an updated score (sometimes your score will not change as it could actually remain the same).
I hope that helps. 
Karin