fico score summary

[Anonymous]

how many months of on time payment has to be made for the payment history to change from not good to good status on the fico summary page

[MidnightVoice]

I am guessing, but probably over 24

[rom828]

Must be 24 of all accts paid on time with nothing, absolutely nothing 'bad'.

My graph shows as 'not good' but then shows last late payment "2 yrs 10mos" which was when my last baddie, a cap1 charge off, occurred (05-05). Shows that this recent payment history is helping my score!

I havent made a single late payment on car loans from 1997-2005, been late on a single existing credit card since 2003 (with the exception of the 1 charge off...another whole long story many have read about on my other threads!)

So I guess my good pyt history is helping my score, but it's not good enough to take me from 'not good' to 'good'.

Can't wait til I get the c/o off so maybe I can be in the 'good' slice!!

[haulingthescoreup]

Mine started showing as "good" with an 18-month-old 30 and a 21-month-old 90 (same account.) No CO's, collections, etc.