is score watch broken?

[Anonymous]

same here, used to be 2 days after a pull or new account hit sw w/hit. now several inq's and accounts 4 days and counting, nothing.

[Anonymous]

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momof2 wrote:

ok i pulled my other free report, i am going to call CS cause something is wrong with them, i pulled the report and my score now showed 614, why didnt it go up on it's own, isn't SUPPOSE to update my score on a regular basis whenever something happens to my CR??? Do i need to buy a new report every time i want to know my score??????

some things are very wrong with my report now, i had 1 collection account that was deleted and it changed everything, heres how and for the WORST

pymt history was not good, now its good,  length of credit history was good now says not good

now reports my oldest account opened 5 years and 4 months, before the delete of an old creditor that was a neg on my CR was 8 yrs 4 months

average age of accounts went from 4 years to 3 years

credit at a glance was 8 years now its 5years

i had 2 accounts that were derogatory now their collections this is fine cause derogs are worse then collections right?

I had a bad account it gets deleted and my score only goes up 2 stinking points. i dont think i like this score watch at all.

anyone know why everything on my report changed??

If this happens one more time, i am going to have to cancel score watch. i am paying for a service that is suppose to alert me when something happens to my CR and it didnt, it didnt alert me when the account was deleted and it didnt alert me when my score changed.

Message Edited by momof2 on 04-04-2008 06:23 PM

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classic case of a baddie counting more for account history and contributing average age, than hurting (at leats score wise). remember, cleaner is better!

[momof2]

dnm--- but i still dont unerstand why i havent gotten an alert for this, maybe if i can CS and tell them i want to cancel i'll get an extra report for free since i had to use my free one to get my updated credit score, i thinks it's only fair they give me another CR to use for free since their program didnt give me an alerts of any kind. garrrrrrr

[fishbjc]

I received a SW this week alerting me that I gained points.

[Anonymous]

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momof2 wrote:

dnm--- but i still dont unerstand why i havent gotten an alert for this, maybe if i can CS and tell them i want to cancel i'll get an extra report for free since i had to use my free one to get my updated credit score, i thinks it's only fair they give me another CR to use for free since their program didnt give me an alerts of any kind. garrrrrrr

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totaly agree about the lack of updates out of sw. i bought a score power report to se if my last pull caused any damage as well.

[nicemann]

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imducky wrote:

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momof2 wrote:

dnm--- but i still dont unerstand why i havent gotten an alert for this, maybe if i can CS and tell them i want to cancel i'll get an extra report for free since i had to use my free one to get my updated credit score, i thinks it's only fair they give me another CR to use for free since their program didnt give me an alerts of any kind. garrrrrrr

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totaly agree about the lack of updates out of sw. i bought a score power report to se if my last pull caused any damage as well.

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The whole point is for the free score updates.  Wonder if they will credit the people that complain.

[Anonymous]

well i would glady trade it for 700's across the board, thier choice.

[nicemann]

Hey I'll pay double for 700s across the board.

[dragnldy]

Geez, glad I'm not the only one wondering about this.  I've had two baddies taken off this week and received nothing from SW.

[Anonymous]

I didn't read all your replies becaue I'm lazy, so I might repeat things you've heard already.

I don't know how you're monitoring, but I was monitoring via TC, Score Watch from the Equifax site, and Score Watch here so I could compare changes/how long it took etc.

Usually TC would update with the change first, which was annoying.  Then SW from the Equifax site would about a day later, and 2-3 days after that MyFico SW would update.  It can take a bit of time for the info to get passed from EQ to MyFico.

Not sure if that'll help ya any.