myFico Score Watch

freeurmind · ‎03-05-2013

This is my first month on myFico.com score watch. It's been a useful tool, but I was wondering why after 3 weeks or I stop getting the weekly update. Before I would get an email on Mondays on any updates or changes regarding my credit score. Do I have to pay again?

Starting Score: EQ 630 On 02/05/13 TU 695 on 02/20/13
Current Score: EQ 679 On 02/16/13
Goal Score: 750

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llecs · ‎03-05-2013

SW will alert you to changes. Have you received any SW alerts (e.g. score change, new TLs, new inquiries, balance increases, etc.)? Absent alerts then SW will send out a reminder that there were no changes to your report and that comes every 7-10 days.

sarkell · ‎03-08-2013

I've decided to just stick with true credit for monitoring and get scores tu and eq every six months. Before I apply for credit and my utilization is low then. Especially since I'm gardening and only baddies are a few lates. It's slow to update. I can trend with fakos somewhat.

Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720

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