This is the letter I received..... Triad Account Number: XXXXXXXXXXXXX00 SCUSA Account Number: XXXXXXXXXXXXX00 Dear XXXXXX XXXXXXXXXX, This letter is in response to a complaint received concerning information on your credit bureau report(s) regarding Santander Consumer USA Inc. a/k/a Triad Financial SM LLC (''SCUSA''). Based on the information you provided, we conducted an investigation of our records and determined the validity of your dispute. SCUSA has requested the following change(s) to your credit report(s): Reason 1: Delete the trade line for the above referenced account(s). This update to your credit bureau report(s) should reflect within 30 days. Please be advised that SCUSA is merely a furnisher of credit information, and not a credit reporting agency, and has no control of the contents of credit histories maintained by any credit reporting agency. SCUSA can only make requests that changes be made to your credit history and cannot guaranty such requests will be honored. We appreciate your concern and effort in bringing this matter to our attention. If you have any further questions, please contact us at 1-800-XXX-XXXX. Thank you, Santander Consumer USA Inc. Some Info has been left out, don't want to violate any myfico rules. I am so happy since this is my 2nd to last collection on my Experian and Equifax, but it's my last account on Trans Union(hoping to get my old score back or highter). The other is Midland and I am just going to pay and try GW letters and hope for a deletion! Now my other concern regarding Santander is that they are reccomending deletion and can't guarantee the request will be honored! What is this supposed to mean!
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