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@Anonymous wrote:Well, I decided to pull the trigger and cold app the freedom. Got the "your application needs further review" message. I guess at least it wasn't a flat out denial. According to the credit pull database, Chase is mostly pulling TU and EX for the freedom. Anybody got this message and been approved?
Received the same message last year after Chase did two HPs. Called the backdoor number (thanks to myfico posters) and had a very comprehensive review with a credit analyst. Went into it thinking I was dead meat and came out with an approval.
If this is what you got, let it ride. I very rarely get instant approvals.
Well, that was short. Ghost account listed as Chase card showed on mint, and checkme. Guessing the chase computer passed the info, since my CSP is already monitored with the above listed balance checkers. Last four numbers of new card even showing on checkme. No confirmation from Chase, so I'm guessing the computer approved it, but an underwriter needs to assign a limit yet?