Amex BCE 10k SL thin file w data points

[Anonymous]

Wife was approved for the Amex BCE( instant approval )with a starting limit of 10k. We are absolutely ecstatic! Can't say how thankful we both are for finding this forum. Next for her will be CSP in 6 months.

Data points

Reported income 68k

EX 772
3 INQ (0 in last 6 months) (2 in last year)
AAoA 6 months.

Other lines of credit at this time

Credit cards

Secured CU CC opened June 2016
0/1000
Secured NFCU CC opened August 2016
18/1000
US Bank secured CC opened August 2016
0/300

Secured installment loans

Local CU both opened June 2016

40/500 12 month term

48/500 36 month term

Clean file.

[Anonymous]

Nice SL with a young/thin file!  Usually Amex is a bit more cautious when it comes to this type of file from what I've seen, so you made out very well.  Say hello to that $30k limit 61+ days from now

[newhis]

Congrats. Nice way to build credit and get high scores.

I didn't know about the secured loan technique at first, good way to get extra FICO points.

[CYBERSAM]

Congrats!

In one year that could be a 50K card

[Anonymous]

very impressive, congrats..!!!!

[Anonymous]

Good job!! Enjoy it.

[Anonymous]

Thank you everyone. Definitely will read up on the 61 day 3x cli. We are still over the moon.

[Anonymous]

Congrats!! Can't wait to have my turn with AmEx!!!

[AverageJoesCredit]

Dont forget to say hello to the man in the moon