AMEX GOLD

[danisgods]

Is that possible for someone to be approved for an Amex Gold, even though nothing came out off the pre-selected website?

Has it ever happened to anyone here?

Help ou , please!

[Anonymous]

I've tried the pre-selected website several times and each time I got the same response

There are no offers available at this time, Blah Blah Blah.

Guess what.........................  Called AMEX and applied for the ZYNC and was approved.

Similar scores as well,

EQ - 736  (8/15/10)

TU - 709  (7/31/10)

[mross1080]

I was not pre approved for anything and went ahead and apped for the zync and was instantly approved so yes it can happen. I dont think there pre selector actually pulls a soft when you try I think they check there system to see if they have softed you recently and if not it comes back with nothing. Could be wrong though. If your scores are good and you want it go for it. Good Luck!!

[danisgods]

why go for the zync instead of AMEX gold?

[Anonymous]

Sure it's possible if you have good credit history. 

[Anonymous]

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@danisgods wrote:

why go for the zync instead of AMEX gold?

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10k bonus points and a $25 annual fee maybe?

[Anonymous]

I called just to see if I would get approved.  I did not think I would get approved. 

The reason why I applied for the ZYNC is because it has a 25 dollar AF, Gold is 125.00 (free the first year)

[danisgods]

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@Anonymous wrote:

Sure it's possible if you have good credit history. 

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on FICO my

length of history is "not good"  on both TU EQ

payment is GREAT

amount of credit is VERY GOOD

new credit is BAD

stand a chance or what?

[armymom]

I tried the preselect website several times with no luck as well.  About two months ago I decided to apply for the green card anyway and was approved.  With your scores, I'd go for it.

[Anonymous]

They pulled EX for me, I have 9 inq and five new accounts opened this year.  And was approved.