@Anonymous wrote:
3x on groceries, 2x on gas... I spend at least $600/mo in groceries and at least $500/mo in gas so I wanted more points.
...then I got the BCE to start building my actual CL's to improve my credit score because I was strictly a charge card user for 2 years. So I am really only using the BCE for a couple months to hopefully get the 3x CLI.
I had the Zync first because the low AF was attractive and my spending was not nearly as high 2 years ago. When I started to realize my spending could justify the AF for the PRG I got the PRG. I kept the Zync because it was the only account on my wifes credit report (she was an AU on it) and I wanted to start building her credit up for her so I wanted to keep the acct active while I do it (which is why I added the Lowes pack because it helps offset the AF since we do a lot of things on our home as well as my parents are renovating their home so I charge a lot of what they buy on it and they give me the money and I get the 2x points!!!!.)
Makes a lot of sense. Do you typically run a lot through the card each month? Did Amex give you any problems with adding your wife as an AU? I plan to do the same and have read some other users complaining about Amex not liking AU using their card a lot. On a side note...I feel bad for you spending $500 a month on gas! I spend a lot, but nowhere near that much.
