Re: AMEX Zync internal limit

spengbab · ‎02-13-2012

At first AMEX was hesitant on giving me $500 to spend lol.

Then they were fine with $2000...

Then $3000...

Then $5000....

and now $7500 lol.

Barclaycard Apple Financing (2100), Discover More (2500), US Bank Visa Platinum (2000), CFNA (2200), Chase Freedom (500), Capital One (500)

Starting Score: 641 (Jan)
Current Score: 632 (May)
Goal Score: 720

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logan_720 · ‎02-02-2012

They denied me for $1,000 within a month after recieving my card, I have only used it slightly, not really pushing a whole lot through it, just day to day stuff. I checked just now and I'm at $3000. I'm fine with that

afbar1114 · ‎01-09-2012

a few weeks after i got the card i called and asked they said it was $1k now its up to $1480. they said it goes up everytime you pay the bill and it will go up again when i pay the bill next month

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30

Repo-ed · ‎02-09-2012

afbar1114 wrote:
a few weeks after i got the card i called and asked they said it was $1k now its up to $1480. they said it goes up everytime you pay the bill and it will go up again when i pay the bill next month

Makes sense

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
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webhopper · ‎09-16-2011

Repo-ed wrote:
afbar1114 wrote:
a few weeks after i got the card i called and asked they said it was $1k now its up to $1480. they said it goes up everytime you pay the bill and it will go up again when i pay the bill next month
Makes sense

I checked Spending ability at 2k when I first got the card... Approved.

Checked it at 3k in March, Approved

Checked it at 5k in April, Approved.

Will check it again if/when I plan on spending more than 5k through the card.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!

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afbar1114 · ‎01-09-2012

i dont plan on spending more the $300 a month now since i have boa and freedom. better rewards. but the NPSL looks good to lenders and may help me get better limits. plus amex has a diffrent level of stuff like a lounge at malls by me

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30

808state · ‎05-03-2012

My first Zync purchase was airline tickets from US to Israel $1200. It was approved without an issue. I have never been declined making purchses up to $4k, of course always PIf at months end.

Out of curiousity a few days ago I used the button to check if I would be approved on $10k, and it was approved. Not sure what my ceiling is, but it seems to be higher than I would ever need! I do use the card monthly, with an avg of $1k - $2k. Had it since 2010

TU 722 | EQ 779 | Alaska Airlines Visa 5k | NFCU Cash Rewards Signature Visa 12.5k | Foreclosure in 2006

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Re: AMEX Zync internal limit

Re: AMEX Zync internal limit

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Re: AMEX Zync internal limit