AmEx car rental insurance

[Gregory1776]

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@Anonymous wrote:

Keep in mind that the credit card policies only protect you with respect to the rental company.  If you hit somebody else, the damage you cause the third party is not covered by those policies.  Usually your own insurance will cover you, but you need to check with your insurance company about your specific policy, especially when traveling in foreign countries.  You can also get a short term policy from the rental company sometimes.  

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I'm going to have to check and make sure, but that'll make me feel better, just in case I hit someone....😞

[trant3]

Your auto insurance will be primary unless you dont have insurance.

Note that the chase sapphire reserve is PRIMARY regardless if you have insurance.

[Anonymous]

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@trant3 wrote:

Note that the chase sapphire reserve is PRIMARY regardless if you have insurance.

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CSP is also primary, in addition to CSR. Two good choices.

[UncleB]

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@trant3 wrote:
Your auto insurance will be primary unless you dont have insurance.

Note that the chase sapphire reserve is PRIMARY regardless if you have insurance.

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If you sign up for the Amex Premium Rental Coverage it's primary for theft or damage to the rental vehicle regardless of your other insurance.

The link @Anonymous provided breaks it down nicely:

https://feeservices.americanexpress.com/premium/car-rental-insurance-coverage/home.do

[Gregory1776]

Thanks everyone for their responses! I learned a lot this morning lol and signed up for the premium car insurance, and I reserved a car. Along with my car insurance i should be covered if the worst happens tyvm!!