Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007

Re: Amex CLD. Ha.

fevmlo wrote:

I've been imagining the programmers of this CLD filter lately, especially since the Great AmEx Website Downtime of last week. Just picturing them fine-tuning it... "We've run the filter over and over again and still need to cut a load of available credit. So today we've set it to CLD anyone whose name has the letter S in it or whose birthday is in March. Anyone whose birthday is in March AND who has an S in their name is obviously a very bad risk indeed, so we're going to close their accounts outright!" 


It really doesn't seem to be much more sophisticated than that, based on the evidence I've seen around here. :smileyindifferent: 

Just leave us Libras alone, please! :smileyvery-happy:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor
Posts: 1,699
Registered: ‎08-18-2007

Re: Amex CLD. Ha.

and Leos, dont forget Leos :smileyvery-happy:

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+