08-17-2012 05:51 AM
08-17-2012 06:11 AM
It's much easier to get a charge than a revolver.
Please just ask yourself first if you really need it.
I've got a boatload of cards, and no one has ever given me any awards for that. The mailbox fills up pretty quick, though.
08-17-2012 06:21 AM
Its more of a want than a need....but I thought that it would be able to be obtained now so I might as well.
Since its a want more than a need, wait till January to Ap, for maximum backdating goodness.