I am an authorized user of a credi card, if the main user defalts on the cc, can I be held responsible for the debt? The cc company does not have my ss number. I need to know for this individual is in bad money shape.
If you are an AU on the account of someone who is in bad $$ shape I would recommend getting removed ASAP. While you are not responsible for the debt incurred any delinquencies on the account will have an effect (negative) on your credit score.
TU 810: EQ 813: EX 814 (9/16/09--Loan officer pull)