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@Anonymous wrote:Do yourself a favor and go for a walmart card or amazon card. Both of these are GE Money bank and will easily extend you enough credit for a tv of that size. You don't have to waste an inquiry that way.
try to get 0% from walmart
You guys have very good points. The best buy store card is not a guarenteed approval for someone who is 620-630
Good point on the interest though.
I would go to whogavemecredit.com
I seriously doubt you will get approved for the BB 0% financing with anything under a 700 credit score. I applied with a 650 and was offered the MC with a $500 limit. I applied online... was told to call a number for verification... I was then denied the financing but then offered the Reward Zone credit card which I accepted.
@cascade159 wrote:I seriously doubt you will get approved for the BB 0% financing with anything under a 700 credit score. I applied with a 650 and was offered the MC with a $500 limit. I applied online... was told to call a number for verification... I was then denied the financing but then offered the Reward Zone credit card which I accepted.
If you get the store card , they have deals all the time if you spend a certain amount or buy a certain item you can get the 0% for so many months . It doesnt matter what tier card you have .If you have a store card you can get the 0% financing . I have the B or 2nd tier card (no CLIs unless they feel generous like they did last dec and gave me a whopping 150) My credit scores were about 650 or so and i got the store card and the RZMC at the same time. So i currently have a BB store card at 850 cl a RZMC gold at 750(59af should be next month if they dont waive it , ill close it) and another thats the plat version no af with 650 CL .
I currently put about 1800 a month through the gold version card. Up to 8200 RZ points currently. So with the DW discount (shes a BB Manager) and the points , The kiddo should have a good christmas!
I have the bb rz mc gold for 100 bucks. the funny thing is I get one collection removed and an authorized user account added and I am now getting prequalified for the platinum no annual fee.
When is the earliest I can apply for another RZMC or would I have to cancel my card at 6 months and reapply? Also would having a 6month card closed hurt my AAoA in the longer run?
@Woolfman wrote:
If you get the store card , they have deals all the time if you spend a certain amount or buy a certain item you can get the 0% for so many months . It doesnt matter what tier card you have .If you have a store card you can get the 0% financing . I have the B or 2nd tier card (no CLIs unless they feel generous like they did last dec and gave me a whopping 150) My credit scores were about 650 or so and i got the store card and the RZMC at the same time. So i currently have a BB store card at 850 cl a RZMC gold at 750(59af should be next month if they dont waive it , ill close it) and another thats the plat version no af with 650 CL .
that's a lot of best buy cards, LOL!!!
i don't know what tier card we have.....we started at $2,000 that went to $2400 and just went to $3200. yay! i need (want?need?want?) to buy a lot of stuff...a better tv, a better washing machine, a better fridge......LOL
@Anonymous wrote:I have the bb rz mc gold for 100 bucks. the funny thing is I get one collection removed and an authorized user account added and I am now getting prequalified for the platinum no annual fee.
When is the earliest I can apply for another RZMC or would I have to cancel my card at 6 months and reapply? Also would having a 6month card closed hurt my AAoA in the longer run?
I think it's only 30 days. I have the Gold and I'm just waiting to be offered the Platinum and I'm going for it!