Best Buy Citi Questions

[Anonymous]

I started with RZMC (HSBC) a few years ago, now that Citi owns them I'm wondering how they work thier CLI's. Do you have to request them and then chance a hard pull or do they regularly review it for an automatic one. Also from what I read here they are not bk friendly, should I expect them to start CLD me as I have one on my cr from 2009?

[BearsAndTurtlesRtheBest]

They do auto cli, and so far some recent cli with citi bank have been HP, On which CB is the BK on?

[Anonymous]

It's on all 3 currently, fairly new, (2009), I have started to rebuild credit though with close to $21000 available thru different cards. Current utilization is around 5%, have not missed a payment on anything since the bk, CK score 665.

[BearsAndTurtlesRtheBest]

Yeah if they do a HP then I would say it will be denied since its been 4 years.

[SuperKirby]

I don't have a CMS. Anyone know if the new Best Buy Citi card reported a new TL? or did it backdate? Or still too early to tell...?

[Kratos-TM]

It reported as Cap One Best Buy with all the same info. It's as if nothing changed.

[SuperKirby]

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@jarroldharrell1 wrote:

It reported as Cap One Best Buy with all the same info. It's as if nothing changed.

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Thanks. I think it's probably too early to tell...

[Kratos-TM]

Well I hope we don't get a completely new TL and mess up our AAoA's, plus ding our score some more because it's a new TL!!!!!!!!!

[sccredit]

Some people have had good luck a few years out of BK with the Citi HD card, maybe the BB card will be similar.  

[Anonymous]

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